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250 Consumers Road Suite 810 Toronto, ON M2J4V6

Explore your options to become debt-free

Our debt experts can help you navigate your best options to get out of debt. Credit Counselling, Debt Consolidation, Consumer Proposal and Bankruptcy can all be solutions to become debt-free

Credit Counselling

Our debt experts can help you with debt options by providing financial education, budgeting, and guidance to help you reduce and eliminate your debt. We can help you fix your bad credit and get you on a path to be debt-free.

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Debt Consolidation

Debt consolidation is a form of debt refinancing, taking one loan out to pay off many others. Combining multiple debts into one monthly payment with a lower interest rate, can make it easier to pay off the debts quickly

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Consumer Proposal

If your debt is increasing and you’re trying to avoid bankruptcy, a consumer proposal may be for you. This option can reduce your debt by up to 80% and stop all interest, with a low monthly payment plan.

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Bankruptcy is a legal option to discharge unsecured debts to help you get a fresh start with your finances. This can often be the last resort if no other debt management solutions have worked for you.

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We can help you with the following

Learn how to make wise financial decisions, build financial literacy, gain a deeper understanding of credit, and develop a plan to achieve your goals.

Credit Card Balances

Are you struggling with credit card debt? Barely making the monthly minimum payments?

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Payday Loans

Trapped in a cycle of debt with payday loans? Let us help you break the cycle of high-interest.

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Business & Income Tax Debt

Dealing with CRA tax debt can be overwhelming and very stressful! We can help.

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Overdraft and Lines of Credit

Stuck with high fees, penalties, and interest from the bank? Let us help you.

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Personal Loans

Stuck with high-interest rate loans, and struggling to make payments on time? We can explore the best option.

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407 Debt, Phone Bills and/or Utility Bills

Are you behind on bill payments? Our customized debt-relief solution can help.

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We help individuals and families get a fresh start

A free consultation with EmpireOne is the first step to financial
freedom. We have the expertise to help you overcome all unsecured debt. If you are;

  • Struggling to make payments on time
  • Overwhelmed with debt and bad credit
  • Stressed with collection calls and
    garnished wages

We can help you get debt relief that you deserve.

Get A Free Consultation
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You’re minutes away to making one monthly payment with zero interest!

What is your Amount of Unsecured Debt?

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Debt Amount
  • Reduce it to $8,750
  • Your monthly payments will be $146 for 5 years.
  • Interest will be zero
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*Final results may vary based on family income and assets.

*Please note that this service is available anywhere in Ontario, Canada.
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How can we help you?

3 Simple Steps in Achieving Your Financial Freedom

With the help of EmpireOne Credit, our team will guide you with professional advice, suggestions and customized solutions to help you decide on an option to eliminate your debt that brings you total peace of mind.


Set up a free

Dealing with debt is stressful! We are dedicated to offering our clients expert advice, with friendly non judgemental consultations. It is a FREE consultation, no up-front fees, so nothing to lose. Get professional advice you deserve!


Explore your

Our team of experts will work with you to personalize a debt-relief plan that is a custom fit to your needs. Eliminating your stress and worry. Know your options!


Support you on your journey to be debt-free.

We are there with you, every step of the way, giving you, your own personal expert counsellor to guide you from the beginning to the end, relieving you from your debt as quickly as possible!

We have saved Canadians $300 Million and counting

We have serviced 5,000+ Satisfied Clients

We are Canada

One - Stop Solution For All
Your Debt Counselling Needs

With the help of our expert counsellors, EmpireOne Credit provides credit debt help solutions to our clients and help them save thousands of dollars that could be lost as a result of declaring bankruptcy.

The Answer to all your financial needs
Credit Counselling

The Answer To All Your
Financial Needs

At EmpireOne Credit, our expert credit counsellors will guide you through the process with professional advice, suggestions, and solutions that brings you total peace of mind.

Credit Counselling

Set Yourself Up For Financial Success

EmpireOne Credit Solutions is here to help. We have the expertise to help you live a financially viable life without having future debt issues.
Get Your Free
Consultation Now!
Find out how you can quickly improve your creditworthiness by setting up a free consultation with us today.
How much debt are you in?
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Latest Blog & Articles

Check out our latest blog and articles below.


How Much Money Do You Need For Living Expenses?

If you pay your bills on time each month, you've probably noticed that some expenses don't usually change that much.…

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How Do I Overcome My Credit and Debt Problems?

Canadians are susceptible to becoming overwhelmed by the stress and anxiety that comes with having a large amount of debt…

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Why Refresh Your Personal Finances in 2023?

There is always something to improve on, even if you think everything is perfect. Situations keep changing, and inflation keeps…

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How much can you save?

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