Struggling to make payments on time
Overwhelmed with debt and bad credit
Stressed with collection calls and
garnished wages
We can help you get debt relief that you deserve.
Get A Free ConsultationOur debt experts can help you navigate your best options to get out of debt. Credit Counselling, Debt Consolidation, Consumer Proposal and Bankruptcy can all be solutions to become debt-free
Our debt experts can help you with debt options by providing financial education, budgeting, and guidance to help you reduce and eliminate your debt. We can help you fix your bad credit and get you on a path to be debt-free.
Learn MoreDebt consolidation is a form of debt refinancing, taking one loan out to pay off many others. Combining multiple debts into one monthly payment with a lower interest rate, can make it easier to pay off the debts quickly
Learn MoreIf your debt is increasing and you’re trying to avoid bankruptcy, a consumer proposal may be for you. This option can reduce your debt by up to 80% and stop all interest, with a low monthly payment plan.
Learn MoreBankruptcy is a legal option to discharge unsecured debts to help you get a fresh start with your finances. This can often be the last resort if no other debt management solutions have worked for you.
Learn MoreLearn how to make wise financial decisions, build financial literacy, gain a deeper understanding of credit, and develop a plan to achieve your goals.
Are you struggling with credit card debt? Barely making the monthly minimum payments?
Learn moreTrapped in a cycle of debt with payday loans? Let us help you break the cycle of high-interest.
Learn moreDealing with CRA tax debt can be overwhelming and very stressful! We can help.
Learn moreStuck with high fees, penalties, and interest from the bank? Let us help you.
Learn moreStuck with high-interest rate loans, and struggling to make payments on time? We can explore the best option.
Learn moreAre you behind on bill payments? Our customized debt-relief solution can help.
Learn moreA free consultation with EmpireOne is the first step to financial
freedom. We have the expertise to help you overcome all unsecured debt. If you are;
We can help you get debt relief that you deserve.
Get A Free ConsultationWith the help of EmpireOne Credit, our team will guide you with professional advice, suggestions and customized solutions to help you decide on an option to eliminate your debt that brings you total peace of mind.
Dealing with debt is stressful! We are dedicated to offering our clients expert advice, with friendly non judgemental consultations. It is a FREE consultation, no up-front fees, so nothing to lose. Get professional advice you deserve!
Our team of experts will work with you to personalize a debt-relief plan that is a custom fit to your needs. Eliminating your stress and worry. Know your options!
We are there with you, every step of the way, giving you, your own personal expert counsellor to guide you from the beginning to the end, relieving you from your debt as quickly as possible!
We have saved Canadians $300 Million and counting
We have serviced 5,000+ Satisfied Clients
We are Canada
Wide
We've Helped Over 5,000 Canadians Save Millions Of Dollars In Debt
3 days ago
I am very happy I called EmpireOne. Kimberly is very professional, pleasant, listens, cares and never judge, she fully understand what I’m going through. Kimberly explained my options and made sure that I get the help I need. Thank you so very much Kimberly, I truly appreciate your help.
1 week ago
Thank u so much Elvira for the help. All my questions you patiently answer it and provide me all the necessary documents I need to process all my papers..Again thank u so much Elvira your a big help.
5 days ago
I am so glad and thankful to Elvira for the support she gave me since day one. She is being very helpful, I highly recommend her and the company.
2 weeks ago
The service, knowledge and experience I received from Kimberly was fantastic. I would recommend to anyone that wants to improve their credit without doubt.
Keep up the great work
3 weeks ago
EmpireOne Credit Solutions, is a good solution in solving my debt problem. Thank you EmpireOne.
3 weeks ago
A special heartfelt gratitude and big love to Kimberly, who has helped and guided us with lowering our debt. She helped us at every step in the process so that we didn’t have to worry what to do next. She never made us feel like we are the ones to blame for the mounting debt. She was there with us no matter what, and helped take away all the burden and anxiety that comes with paying off debt. Thank you so much for everything, Kimberly.
4 weeks ago
EmpireOne Credit Solutions Inc. your the best ever..thanks too my very gorgeous and always smiling 😃 😊 face and very approachable kimberly who helped me so much to settled my problem financially and now fully recovered through their program…please don’t hesitate to call them now dont wait for another day!..promise they are trusted and proven try now!..
4 weeks ago
Very nice staff..Kimberly was so helpful and go on every detail, explains everything and so patient.I highly recommend their company. Thank you so much.
4 weeks ago
The services that was given was excellent
4 weeks ago
April 11
April 11
I would like to give Kimberly a Big Thank-You for all her help. I refer clients to her all the time, she is very professional and empathic, helping those that are in debt and need to see the light at the end of the tunnel. I highly recommend her, she’s at the 250 Consumers Road location.
April 4
I would absolutely referral my family or friends to Kimberly. She was so easy to speak with and very professional, counselling with her was stressfree. You helped me to get my freedom back and I thank-you
March 28
Kimberly is so amazing. She listens and she never judges you. She has such a warm personality that at times l feel I’m talking to my relative.She also gives great advice. I recommend this location….ask for Kimberly!!!
March 28
Excellent service, walked me through every step of the way, was clear and to the point and made everything as simple as possible, I would absolutely recommend empire one to anybody in need of thier services.
March 28
EmpireOne Credit Solutions is the best credit debt company out there.The service I received is exceptional.Kimberly was extremely helpful, patient and professional in all area of your job. I will definitely recommend anyone that is going through the same situation. So in saying that I would like to say a big thank you to Kimberly.
March 28
March 28
Kimberly was very attentive to my needs as I had a lot of questions. She answered them all and I had a great experience trying to fix my financial situation. I am very excited at my future as I progress debt free!
March 28
March 28
March 28
March 28
March 28
It’s a wonderful experience while I am struggling with all debt calling and made me depressed Then I came to know professional service provider about Empire credit and all problems solved wonderfully.I am ever grateful to Empireone credit solutions
March 21
March 21
April 18, 2021
April 18, 2021
April 18, 2021
Kimberly was very helpful, she clearly knew what she was doing and explained the entire process to me so it was easy to understand. Thank you for the great service that was provided!
April 18, 2021
Thank you so much Kimberly for your veryprofessional way of helping me to processed my papers..keep it up and more power to come for you to help more people who needed help…God bless!
April 18, 2021
Sometimes we need to take serious decisions in our lives, mine was a financial one and luckily I found Kimberly Itwarie, a great professional, and a very kind person. She helped me to find the best solution for my case and given me the tranquility I needed! Thank you Kimberly!
April 18, 2021
My mom and I are so grateful for everything Kimberly has done for us. We could never thank her enough for her kindness and generosity. She has taken away the burden of debt from us, as well as the sleepness nights and tremendous anxiety, and we had no problems going through the process as everything fell in place so easily. This has all been possible because of Kimberly’s guidance. My mom and I always thought it would never be possible to live a peaceful and worry free life, until she gave us that hope. Truly, she has been the light, hope and peace in our life. She is an angel to us, who has been one of the very few people in our lives that showed us the true meaning of peace, tranquility, and hope. She helped us believe that there is humanity in this world. Kimberly Itwarie is a beautiful, gentle, very kind, and genuine human being, truly one of a kind. May God always bless her and her family. Thank you from the bottom of our hearts, Kimberly.
April 18, 2020
I was scared and overwhelmed with my debt.not sure how and when i was going through.My niece recommended me Empireone solution.As i was spoken with Ms.KIMBERLY and lead me through the process smoothly but very quick.I feel calm down and relieved.KIMBERLY is so amazing,Kind great person.Very professional service.She make it sure you leave with a smile on your face.Now i can sleep,no more burdens and i have peace of mind.Highly Recommend Ms.KIMBERLY at empireone.
April 18, 2020
Elvira from 1110 Finch ave west North York branch was very helpful, she clearly knew what she was doing and explained the entire process to me so it was easy to understand. Thank you for the great service that was provided!
April 18, 2020
From the beginning Kimberly Itwarie was friendly, knowledgeable, and so helpful to my needs. At the end of our meeting I was in tears because I was so happy that this financial burden was finally going to be over.I would recommend Kimberly to help you solve and financial problems you may have. She find the best solution for you.
April 18, 2020
April 18, 2020
Kimberly did outstanding work. Very professional, knowledgeable and friendly. I was under so much stress and I wish I came to her much sooner! I would highly recommend her to anyone with debt issues.
April 18, 2019
Thanks to Kimberly now the scary calls will stop. I needed a big relief since am not well and unable to work Kimberly gave me best option and advice and worked with me to erase the debt without stressing myself or ripping holes in my pocket. This is your stop if you are looking for debt relief.
April 18, 2019
You deserve the more stars Empire one credit solutions is the best perfect company Thanks
April 18, 2019
I was scared and overwhelmed with my debt. Not sure how I was going to get through. A friend recommended Empire one Solutions. As scared as I was I went for a consultation. The best decision I could have made. I was calmed down immediately by just talking with Kimberly Itwarie. the burdened was lifted and I walked out ready to take on life again. They handled everything and I am able to breath. Kimberly is so kind, gentle, immediately you feel at home and free. A decision well made! If you are drowning in debt, do not wait “Run” to Empire One!!
April 18, 2019
April 18, 2019
Kimberly was awesome very friendly and professional I recommend Empire One Credit Solutions to anyone that needs their serviceAmazing Job Kimberly
April 18, 2019
I truly appreciate the support, customer service and professionalism from Kimberly at Empire One Solutions Inc. She has been friendly, reasonable and very supportive to me during the process of my credit problems. I highly recommend Empire One to anybody dealing with credit problems.
April 18, 2019
Excellent service. Great people to get you back on the right track
April 18, 2019
Thank you so much to EmpireOne for helping me. Special thanks to Kimberly in the Scarborough location , she has excellent customer service and is very understanding…more power to this company to help more people. Thank you so much and god bless us all.
April 18, 2019
This company has helped me out of a lot of problems financially and had great advise from Kimberly at the Scarborough location, she is very compassionate and forthcoming, she helped me get my life back on track, somewhat and is continuing to help me through the whole process, and making sure I don’t fall off the rails again. Excellent customer service!!!
April 18, 2019
The Service that was provided was very accommodating and professional, going to the Scarborough location and meeting Kimberly was one of the best decisions I made in a long time. She was very understanding and give me the best solution for my current finiancial situation, if you’re reading this, don’t hesitate, give her a call, she’ll help you like she helped me, I’m stress free and now debt free. She’s amazing!!!
April 18, 2019
Just want too say i was very stressed with debt! Went to Empire One they were very understanding and explained everything too me I strongly urge you too call them if you cant cope with your situation ! There is hope and there is a light at the end of the tunnel give Kimberly Itwarie District manager a call you wont regret your decision ! Thanks Empire One !
April 18, 2019
April 18, 2019
April 18, 2019
Their team of professionals specially Kimberly Itwarie who really guide us through the process, we didnt regret our decision in going to this company, they helped us back to our feet again and with our budgeting, I will really recommend them to all. Contact them now and let them help u ease your burden with your credit.
April 18, 2019
April 18, 2019
Best service by far, very knowledge and helped me get out of an almost impossible jam. When you go tell Kimberly Roger sent you, she’ll be able to help you with any credit issues
April 18, 2019
I had been turned down by a few company and lost all hope is being consumer debt free, when I meet an associate of Empire One. It took a while but in a few months I will be consumer debt free and words can not explain what that means to me. I will say thank you
April 18, 2019
April 18, 2019
April 18, 2019
This company Empire one is the best. I saw them on Metro newspapers and right away I contacted them and went in for an interview. And from then on I did all the requirements and today I’m credit free. Good customer service they help in every day. Always welcome to answer any questions you needed. Kimberly, the manager was very helpful. My name is donnaSo I would advise anyone to check out Empire One. I always recommend them to family and friends but I can’t force anyone everyone has their choice of doing things. I recommend my girlfriend she went in but she has to complete her tax returns.
April 18, 2019
April 18, 2019
EmpireOne is the best credit debt solution company out there. They provide an exceptional service in every respect. Their staff’s expertise is outstanding. They lead you through the process smoothly but very quickly, so before you know everything is done. What impressed me the most is that they treat you with respect and understanding, but not just respect that is a part of their very professional service. I am talking about intrinsic respect and understanding. The atmosphere in their office, staff and interactions with them in person and over the phone instill a sense of trust and warmth. Just like a family… Amazing service and people. I cannot thank them enough!
April 18, 2018
April 18, 2018
They gave me 100%satisfaction
April 18, 2018
Thank you to Elvira Nibalvos she is very helpful and understanding. She explain everything. I am very satisfied with her.
April 18, 2018
April 18, 2018
Great service and friendly stuff, Kimberley is such a cooperative and helpful person, she helped a friend of mine and she was so happy and satisfied with the service, highly recommended.
April 18, 2018
April 18, 2018
April 18, 2018
April 18, 2018
Excellent service from Kimberly in the Scarborough office, she helped me to see the light at the end of debt tunnel that I was facing, I feel very good and debt free now. I would recommand this company EmpireOne to anyone that is in debt problems, Kimberly you my angel sent and appreicate your guidance.I thank you very much.
April 18, 2018
April 18, 2018
Customer service was great and professional
April 18, 2018
Their service is the best I had seen ever
April 18, 2018
Empireone is highly recommended
April 18, 2018
I was referred by someone to see Kimberly, in the sacrbrough office regarding my financial situation. I must say this was one of the best choice I have ever made. I am able to plan and save for a better future. I have referred many people to her, I wish I knew you directly to do the same for you.
April 18, 2018
I met with Kimberly Itwarie and she was great. She explained all what was being done and what I needed to bring. Empireone and Kimberly put my mind at ease.
April 18, 2018
If you are in need of financial help, EmpireOne can help considerably. As a friend referred me, I highly recommend the same for anyone who needs the same help as I did. I thank you for I cannot thank you enough.
April 18, 2018
Excellent service and the staff speciallly Kimberly, very understanding and friendly, this company is 100% recommended to friends and other people
At EmpireOne Credit, our expert credit counsellors will guide you through the process with professional advice, suggestions, and solutions that brings you total peace of mind.
Credit CounsellingEmpireOne is a true blessing and the light to my path in my darkest moment of my life due to so many credit issues, they knew how to help me out. They have simple solutions that you can afford and amazing people to answer all my concerns.
I can attest this company will solve all of your problems with your finances, with their affordable options. They are very professional and responsive to clients as well. Thanks for the help.
This company has the best team. They helped to assist me all the way with the process. Thank you so much, guys! More power to you.
I am pleased to say that I am debt-free now. This was made possible with the help of a fantastic company, thanks EmpireOne.
I will give this company a 5-star rating because they truly have excellent customer service and they genuinely help people overcome debt issues. 5 ***** all the way and I genuinely thank you for helping me.
Contacted this company because of my friend's recommendation. I was skeptical at first, but when I started to open up about my financial issues, they proved me wrong. I was treated with professionalism and great service by their team who is knowledgeable with their job. This company will definitely help you with your financials. Great job to all of the staff.
All I can say is BRAVO, this company is perfect for all of your credit issues. EmpireOne helped me a lot. Now, I can say freely I am debt-free.
I experienced countless sleepless nights because of the stress with my finances and personal issues. EmpireOne gave me the peace of mind I needed and helped me a lot to handle my finances. Big thanks!
We've Helped Over 5,000 Canadians Save Millions Of Dollars In Debt
I received excellent service from empire one credit solution. I spoke with Kimberly, she was very friendly,Professional and down to earth . When speaking to her, I thoroughly understood and never felt embarrassed or uncomfortable about my situation. She helped reduced my debt to a reasonable amount through this hard times with covid going on. I definitely recommend anyone going through hard times to come here
EmpireOne Credit Solutions is the best credit debt company out there.The service I received is exceptional.Kimberly was extremely helpful, patient and professional in all area of your job. I will definitely recommend anyone that is going through the same situation. So in saying that I would like to say a big thank you to Kimberly.
Kimberly was very attentive to my needs as I had a lot of questions. She answered them all and I had a great experience trying to fix my financial situation. I am very excited at my future as I progress debt free!
It’s a wonderful experience while I am struggling with all debt calling and made me depressed Then I came to know professional service provider about Empire credit and all problems solved wonderfully. I am ever grateful to Empireone credit solutions
Kim is very accomodating and helped me a lot. Thanks for all the help Kim.You deserved a 5 star ; ) review. . ....
I have extinct servise will recommend any one who need thisk Kimberly was great walk me threw any thing that i didnt understand
Kimberly is such a saver. Thank you so much :)
EmpireOne Credit Solutions the Scarborough office has been a wonderful experience. A special thank you to Kimberly for all that she has done for my financial debt relief. She has been extremely patient and friendly with me. She has put a lot of attention into my file and I am very grateful for all she is doing. Throughout the complete process, she has explained in great detail what takes place step by step. I 100% would recommend EmpireOne Credit Solutions and Kimberly to any of my family, friends and/or co-workers in need of debt resolutions. THANK YOU KIMBERLY!!!!!!
EmpireOne is the best credit debt solution company out there. They provide an exceptional service in every respect. Their staff's expertise is outstanding. They lead you through the process smoothly but very quickly, so before you know everything is done. What impressed me the most is that they treat you with respect and understanding, but not just respect that is a part of their very professional service. I am talking about intrinsic respect and understanding. The atmosphere in their office, staff and interactions with them in person and over the phone instill a sense of trust and warmth. Just like a family... Amazing service and people. I cannot thank them enough!
This company Empire one is the best. I saw them on Metro newspapers and right away I contacted them and went in for an interview. And from then on I did all the requirements and today I'm credit free. Good customer service they help in every day. Always welcome to answer any questions you needed. Kimberly, the manager was very helpful. My name is donna So I would advise anyone to check out Empire One. I always recommend them to family and friends but I can't force anyone everyone has their choice of doing things. I recommend my girlfriend she went in but she has to complete her tax returns.
EmpireOne Credit Solutions is here to help. We have the expertise to help you live a financially viable life without having future debt issues.
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