EmpireOne

If you pay your bills on time each month, you’ve probably noticed that some expenses don’t usually change that much. These costs, often known as “living expenses,” include your mortgage or rent, food, utilities, and other things. Living costs are also required to maintain your home, your family, and your health. Understanding your monthly living […]

There is always something to improve on, even if you think everything is perfect. Situations keep changing, and inflation keeps rising, which affects the cost of living. This alone is enough reason to refresh your finances and establish a reliable method for managing your finances and maintain it consistently. Doing this will help you steadily […]

Another January means another Blue Monday. The third Monday in January is considered “Blue Monday,” it is regarded as the most depressing day of the year. While the cold and short days are certainly contributing causes, one of the main reasons is that this is also the period when individuals start receiving their credit card […]

We’ve been told from a young age that buying is preferable to renting. Building equity in a home is preferable to paying rent. There are several situations where renting makes more sense than owning a home, and vice versa. You can choose the one that best meets your needs by learning more about the pros […]

Even the most financially savvy among us may find it intimidating to think about retirement. It’s easy to avoid discussions about money, particularly when they pertain to a time in the far future. You’ll be in better shape later on if you have a better understanding of retirement income now. One of the world’s top […]

Your spending habits can be improved, and saving can become fun, with a no-spend challenge. By eliminating all unnecessary spending for a certain amount of time, you can get back on track after spending, save money for a specific goal, pay off debt, or just improve your bank account. A no-spend challenge can be accomplished […]

Let’s be honest: shopping can be therapeutic and fun. In a recent survey, 96% of adults admitted to engaging in retail therapy to have fun, elevate their spirits, and enhance their mood. Making decisions about where to shop and what to buy can be soothing during stressful or uncertain times. Our brains release feel-good dopamine […]

Gambling is a popular pastime that many people manage responsibly. However, issues can occur when an addiction to gambling causes people to bet money they don’t have. That is why gambling addiction is such a fast track to incurring debt. Gambling too much may easily become a way of life, put a strain on families’ […]

If you’ve ever worried about where to turn for assistance with credit card debt, bills or another unanticipated emergency, you are not alone. We are aware of how challenging it can be to urgently look for a way out of debt, but know there is hope. If you need urgent financial assistance and are unsure […]

The Canadian government started disbursing a one-time $500 payment to qualified low-income renters on December 12, 2022. In order to assist renters in a difficult environment of high inflation and rising rental prices, the tax-free payment was created as an addition to the current Canada Housing Benefit. The rising cost of living makes it even […]