EmpireOne

Canadians are susceptible to becoming overwhelmed by the stress and anxiety that comes with having a large amount of debt on their shoulders. We can help you discover a solution to your debt problem so that you can have a decent night’s sleep again and not worry about your debts and financial woes. Serious Debt […]

Majority of people agree that it may be practically impossible to survive without a credit card in this day of age. We no longer live in a society where cash is the only form of payment. In Canada, cash payments are becoming less common. You can’t easily make an online purchase or reserve a hotel […]

Spending money is often made simple with debit cards. As adults, we are aware of the implications of using that card to have money taken right out of our checking accounts. It’s also an important skill for kids to acquire, and it’s never too early to start teaching them the basics of managing their money. […]

Making prompt payments on credit cards is one of the most crucial things you can do if you’re trying to rebuild your credit. You can prevent high APRs and make sure your credit score is increasing by paying off your credit card debt each month. Making your credit card payments on time each month is […]

A transaction that lowers the balance in your bank account below zero, resulting in an overdraft. Some banks may charge a fee for this, giving you overdraft protection. If you don’t have this , you’ll pay a non-sufficient funds fee.  How does overdraft work? An overdraft occurs when the balance in your checking account falls […]

Your credit score will suffer if you use the entire limit on your card. To your lenders, the fact that you used $1,000 of your available $1,000 credit means that you have stressed your finances to the breaking point and may eventually become unworthy of credit. But it’s not the end of the world if […]

Earning a college degree is an excellent way to further your education and expand your job opportunities, but it can also result in some of the most expensive debt you could incur. It might be tempting to use a credit card to start charging your tuition when the time comes. In theory, this is a […]

When you reach the age of 40, you have reached an important juncture in your life. But celebrating your 40th birthday can also be challenging if you’re concerned that you’re not as financially stable as your friends and colleagues are at the same age. Although you might be starting to give more serious consideration to […]

If you’re in need of money fast, you may turn to your credit card for a cash advance. It seems simple and convenient, so why not? Before you use your credit card to get cash, you should know the ins and outs of how it works and more importantly the reasons NOT to use a […]

If you’ve been making more purchases online recently or looking for ways to access your funds when you travel, you have likely come across the Visa debit card. A Visa Debit card works the same way as your regular debit card, allowing you to buy items right away with the money from your bank account. […]