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Most of us love how convenient credit cards are when purchasing things online and in stores. However, the more often we use our credit cards, the higher the chances that scammers and hackers may steal our credit card information.  Today, there are a variety of credit card frauds and hacks that can expose your credit […]

There are two main ways to make money. The first is to work for an hourly wage or salary. This is called working for your money and it’s how the majority of the population earns income. The second way to earn money is to invest your money in a place where it can grow and […]

If you are paying a high credit card interest rate, achieving debt freedom is almost impossible. With interest rates as high as 19.99 percent for purchases and 24.99 percent on cash advances, it’s hard to get out of credit card debt. But, with the right steps, you can reduce your debt by securing lower credit […]

Credit cards and loans can be a helpful way to tie us over when we need a little extra cash. Then, life happens, and you might be late on a payment or might miss a payment entirely. Missing a credit card payment or a loan payment can be stressful and make you feel anxious. But […]

A credit card is a valuable and important tool to deal with sudden financial emergencies, reach financial goals, pay off uninvited expenses, and a lot more.  However, the way you use your credit card can influence your financial future. How to deal with this? Herein, we are suggesting the 5 tips to manage your credit […]

Credit cards not only offer the benefit of convenience, they can also be a useful way to manage your money and accrue rewards when used responsibly. To maximize the benefits and avoid paying more than you need to: Establish a balanced budget that gives you a clear understanding of your incoming and outgoings every month. Use a […]

Breaking out the credit card debt doesn’t have to leave you in the red. Credit, when used strategically, can be smart. Here are some of the best ways to use the plastic in your wallet: 1. Pay Bills on Time Making sure the credit card bill is paid on time is the single most important […]

The benefit of 2020 will soon be starting and what better time to take control of your finances than at the turn of a new decade. Easier said than done, right? Everybody wants to have more money in their savings account, but knowing where to start in the infinite world of finance can be daunting. […]

Despite your best efforts, you are barely putting a dent in your debt. Does this sound like you? Maybe it’s time to rethink your debt repayment strategy in light of what is happening with COVID-19. One option is to consolidate debt, but how do you know if debt consolidation is the smart strategy for your […]

Resetting your financial goals on a regular basis is a strategic and creative way to save money fast without having to change your lifestyle drastically. Not to mention, small changes each day will end up saving you a lot of money in the long run. It doesn’t matter where you are on your financial journey. […]