EmpireOne

Earning a college degree is an excellent way to further your education and expand your job opportunities, but it can also result in some of the most expensive debt you could incur. It might be tempting to use a credit card to start charging your tuition when the time comes. In theory, this is a […]

When you reach the age of 40, you have reached an important juncture in your life. But celebrating your 40th birthday can also be challenging if you’re concerned that you’re not as financially stable as your friends and colleagues are at the same age. Although you might be starting to give more serious consideration to […]

If you’re in need of money fast, you may turn to your credit card for a cash advance. It seems simple and convenient, so why not? Before you use your credit card to get cash, you should know the ins and outs of how it works and more importantly the reasons NOT to use a […]

If you’ve been making more purchases online recently or looking for ways to access your funds when you travel, you have likely come across the Visa debit card. A Visa Debit card works the same way as your regular debit card, allowing you to buy items right away with the money from your bank account. […]

If you filed for bankruptcy it doesn’t signify the end of your ability to have credit. Yes, you made mistakes or fell upon hard times and needed help, but everyone gets a second chance including you. You can get a credit card after bankruptcy, it just depends on when you apply, what your credit looks […]

Most of us love how convenient credit cards are when purchasing things online and in stores. However, the more often we use our credit cards, the higher the chances that scammers and hackers may steal our credit card information.  Today, there are a variety of credit card frauds and hacks that can expose your credit […]

There are two main ways to make money. The first is to work for an hourly wage or salary. This is called working for your money and it’s how the majority of the population earns income. The second way to earn money is to invest your money in a place where it can grow and […]

If you are paying a high credit card interest rate, achieving debt freedom is almost impossible. With interest rates as high as 19.99 percent for purchases and 24.99 percent on cash advances, it’s hard to get out of credit card debt. But, with the right steps, you can reduce your debt by securing lower credit […]

Credit cards and loans can be a helpful way to tie us over when we need a little extra cash. Then, life happens, and you might be late on a payment or might miss a payment entirely. Missing a credit card payment or a loan payment can be stressful and make you feel anxious. But […]

A credit card is a valuable and important tool to deal with sudden financial emergencies, reach financial goals, pay off uninvited expenses, and a lot more.  However, the way you use your credit card can influence your financial future. How to deal with this? Herein, we are suggesting the 5 tips to manage your credit […]