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The Canadian government started disbursing a one-time $500 payment to qualified low-income renters on December 12, 2022. In order to assist renters in a difficult environment of high inflation and rising rental prices, the tax-free payment was created as an addition to the current Canada Housing Benefit. The rising cost of living makes it even […]

Finding the ideal debt relief strategy that would enable you to escape debt can be challenging. EmpireOne Credit’s debt experts can assist you in choosing the most secure and effective debt relief option to address your debt issues and pay off your debt. In this post, we’ll talk about debt relief and how to avoid […]

Spending money is often made simple with debit cards. As adults, we are aware of the implications of using that card to have money taken right out of our checking accounts. It’s also an important skill for kids to acquire, and it’s never too early to start teaching them the basics of managing their money. […]

No one wants to find themselves in a difficult financial situation. Unfortunately, experiencing financial difficulties occasionally is unavoidable and frequently out of our control. While many people might presume that financial difficulties arise as a result of a luxury lifestyle or careless financial practices, this isn’t necessarily the case, although it may be the reason […]

When you have missed payments on your debts or have defaulted on your loans, creditors will want to request a garnishment order. The good news is that a wage garnishment order may be stopped at any point while it is being implemented. A wage garnishment is an official legal action taken by the creditor.  If […]

Con artists in Canada prey on victims from all walks of life, of all ages, and all financial levels. Every single one of us has the potential to be a victim of a scam at some point in our lives. To be successful, scams must appear authentic and catch victims off guard. Scammers are becoming […]

As inflation rises, the cost of living also rises. Prices are indeed increasing daily. Even if you don’t change a thing about your spending, the cost of maintaining the lifestyle you’re accustomed to will keep spiking. Take advantage of some easy strategies to stretch and conserve your income in your daily life to resist inflation. […]

Earning a college degree is an excellent way to further your education and expand your job opportunities, but it can also result in some of the most expensive debt you could incur. It might be tempting to use a credit card to start charging your tuition when the time comes. In theory, this is a […]

Heard of the term “Zero-based budgeting” before? While it was introduced in the 70s as a management technique for firms and organizations trying to minimize costs to make more profits, it continues to be an essential form of budgeting that works well for personal budgeters and small company owners. Zero-based budgeting may sound complex, but […]

A housing bubble is always a threat in the housing industry and the pandemic made it so much worse. Before it was a far-fetched threat whereas now, it’s reality. The housing bubble continues to grow which makes it hard for both sides of the equation – buyers and sellers. Here’s what you should know. What […]