Get Relief from financial burdens with a debt consolidation in Scarborough
Minimize your debts into a single reduced monthly payment plan with zero interest.
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You can one day be debt-free with the help of EmpireOne credit. Fill out and submit the "Get a free quote" form. All information you submit is always kept confidential. We want you to feel confident in your options and reduce your fears and frustrations as you move towards financial freedom.

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We Can Help With Debt Consolidation Scarborough
  • Loans and Line of Credit

    Our Debt Consolidation specialists in Scarborough will help you to get out all unsecured  Loans, and Lines of Credit.  Debt Consolidation will help you best organize your monthly payment into one  and it has the potential to help you improve your financial life.

  • Credit Card Debt

    If you are struggling with overwhelming Credit Card Debt, Debt Consolidation is a sensible financial strategy and our team can help you with this.  With expenses continuing to rise, credit card debt only gets harder to clear. Debt consolidation in Scarborough can help you to see the light at the end of the tunnel

  • Payday Loans

    Payday Loans are a popular option and are easy to obtain but have a reasonable high-interest rate. We can help you to eliminate this debt and stop all interest. Consolidate your payday loan with our debt consolidation program, a solution to putting a stop to the revolving door and the burden of this debt.

  • Tax Debt

    Taxation is a complicated matter. If you have pending tax payments due with CRA, and want to know what options are best for you? Call us today for the best Debt Consolidation in Scarborough

  • Collection Calls

    Hounded by collection calls from creditors? It can be embarrassing and mentally exhausting.  Getting the help you need with a debt consolidation program in Scarborough can put a stop to these harassing collection calls.

  • Wage/Bank Account Garnishment

    When there is any court decision against you, the creditor has the right to withhold a percentage of your salary and you may also face the problem of confiscating your bank account.  We can help you to stop the garnishment and prevent the situation from getting worse by choosing the right debt solution. Get in touch with us for the best debt consolidation in Scarborough.

A Family in the Beach
Empireone
About us

EmpireOne Credit is dedicated to helping clients in the Greater Toronto Area who are struggling with debt and financial hardship. EmpireOne Credit Solutions passion is derived from the knowledge that the situation is not always as bad as it seems. Through credit counselling, EmpireOne guides their clients toward the best options possible, whether that is a debt consolidation, a consumer proposal or declaring bankruptcy.

Regardless of the path taken, EmpireOne Credit is proud to help clients every step of the way.

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(416) 900-2324
FAQ
Browse through these FAQs to find answers to commonly raised questions about
debt consolidation.

Debt consolidation is a form of debt refinancing, taking one loan out to pay off many others. It doesn’t erase the original debt amount, but transfers the amount to a different lender or type of loan. Multiple debts are combined into one, with one monthly payment that includes a lower interest rate, making this easier to pay off the debt consolidation sooner. Debt consolidation is used as a tool to deal with student loan debt, credit card debt, and other liabilities.

Debt Consolidation is a personal loan you apply for in an amount that will pay off all or some of the existing debts that you wish to get paid. The lender will review your credit and verify your income to ensure your qualification. Once the lender approves your loan, the interest rate will be set based on your credit score. The money from the loan will be used to pay off all or some of your existing debts. It can make your life easier as you only have to repay the consolidation loan with a one monthly payment.

Debt consolidation involves taking out one big loan to pay off many small loans while in a consumer proposal, it takes care of all unsecured debts, reduces the debt amount, and having to pay only one low monthly payment, stopping all interest.

While debt consolidation lowers or eliminates your debt, it has a positive impact on your credit score, too. Beyond helping you reduce your number of monthly payments into one payment that is more manageable to keep you on track by not missing any payments that helps to build your credit score.