Reliable Debt Solutions in Brampton
Minimize your debts into a single reduced monthly payment plan with zero interest.
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You can one day be debt-free with the help of EmpireOne credit. Fill out and submit the "Get a free quote" form. All information you submit is always kept confidential. We want you to feel confident in your options and reduce your fears and frustrations as you move towards financial freedom.

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We Can Help With
  • Loans and Line of Credit

    Failing to repay loans and line of credit casts a shadow on your credit rating to the extent that you may not get another loan. We can help you by providing options to reduce your debt with debt solutions in Brampton.

  • Credit Card Debt

    Mounting credit card debt puts pressure on your daily expenses. We offer debt relief to all our clients in Brampton by helping individuals with solutions to reduce or eliminate the debt owing, book your free consultation with us today.

  • Payday Loans

    People looking for a quick loan prefer payday loans. But they are offered at a high-interest rate and may put you in a financial tight spot. Our debt solutions in Brampton can provide you with debt relief.

  • Tax Debt

    Have you failed to pay your tax owing to CRA? Financial stress kicks in, sense daily interest is accumulated along with penalty charges, making this debt seem impossible to pay back. Know what options you have, without filing bankruptcy.

  • Collection Calls

    Are you receiving repeated collection calls? Feeling harassed and embarrassed? We can help you to put an end to this and reduce or eliminate your debt crisis with debt solutions in Brampton.

  • Wage/Bank Account Garnishment

    The garnishment of your wage and bank account happens only after a court order was put in place. If you find yourself in this situation, know your options, garnishments can be stopped. Book a free consultation with us today, to find out how.

A Family in the Beach
Empireone
About us

EmpireOne Credit is dedicated to helping clients in the Greater Toronto Area who are struggling with debt and financial hardship. EmpireOne Credit Solutions passion is derived from the knowledge that the situation is not always as bad as it seems. Through credit counselling, EmpireOne guides their clients toward the best options possible, whether that is a debt consolidation, a consumer proposal or declaring bankruptcy.

Regardless of the path taken, EmpireOne Credit is proud to help clients every step of the way.

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(416) 900-2324
FAQ
Browse through these FAQs to find answers to commonly raised questions about
debt consolidation.

Debt consolidation is a form of debt refinancing, taking one loan out to pay off many others. It doesn’t erase the original debt amount, but transfers the amount to a different lender or type of loan. Multiple debts are combined into one, with one monthly payment that includes a lower interest rate, making this easier to pay off the debt consolidation sooner. Debt consolidation is used as a tool to deal with student loan debt, credit card debt, and other liabilities.

Debt Consolidation is a personal loan you apply for in an amount that will pay off all or some of the existing debts that you wish to get paid. The lender will review your credit and verify your income to ensure your qualification. Once the lender approves your loan, the interest rate will be set based on your credit score. The money from the loan will be used to pay off all or some of your existing debts. It can make your life easier as you only have to repay the consolidation loan with a one monthly payment.

Debt consolidation involves taking out one big loan to pay off many small loans while in a consumer proposal, it takes care of all unsecured debts, reduces the debt amount, and having to pay only one low monthly payment, stopping all interest.

While debt consolidation lowers or eliminates your debt, it has a positive impact on your credit score, too. Beyond helping you reduce your number of monthly payments into one payment that is more manageable to keep you on track by not missing any payments that helps to build your credit score.