You can one day be debt-free with the help of EmpireOne credit. Fill out and submit the "Get a free quote" form. All information you submit is always kept confidential. We want you to feel confident in your options and reduce your fears and frustrations as you move towards financial freedom.
Do you have bank loans and lines of credit debt that are piling up and making it difficult to pay your monthly payment? We can help you in getting a debt relief solution in Etobicoke.
Mounting credit card debt has a negative impact on your credit rating. Prevent the situation from turning into a financial crisis and call us for what options are available to reduce your financial stress.
Payday loans are easily obtained with a high-interest rate and having to borrow again and again leaves you with the revolving door that incurs a huge debt. We can help you to reduce or eliminate this financial burden.
Having unresolved taxation issues with CRA will leave you with a huge debt to repay. Get the help you need to resolve this tax. Call us today for what options are available for you.
Having sleepless nights with creditors calling you continuously day and night? We can help you to put an end to these unwanted calls with a debt relief solution in Etobicoke.
Garnishing wage and bank accounts will leave you in a tight spot. We can help you to stop wage/bank account garnishment. We offer a free and private consultation. Give us a call now.
EmpireOne Credit is dedicated to helping clients in the Greater Toronto Area who are struggling with debt and financial hardship. EmpireOne Credit Solutions passion is derived from the knowledge that the situation is not always as bad as it seems. Through credit counselling, EmpireOne guides their clients toward the best options possible, whether that is a debt consolidation, a consumer proposal or declaring bankruptcy.
Regardless of the path taken, EmpireOne Credit is proud to help clients every step of the way.
Debt consolidation is a form of debt refinancing, taking one loan out to pay off many others. It doesn’t erase the original debt amount, but transfers the amount to a different lender or type of loan. Multiple debts are combined into one, with one monthly payment that includes a lower interest rate, making this easier to pay off the debt consolidation sooner. Debt consolidation is used as a tool to deal with student loan debt, credit card debt, and other liabilities.
Debt Consolidation is a personal loan you apply for in an amount that will pay off all or some of the existing debts that you wish to get paid. The lender will review your credit and verify your income to ensure your qualification. Once the lender approves your loan, the interest rate will be set based on your credit score. The money from the loan will be used to pay off all or some of your existing debts. It can make your life easier as you only have to repay the consolidation loan with a one monthly payment.
Debt consolidation involves taking out one big loan to pay off many small loans while in a consumer proposal, it takes care of all unsecured debts, reduces the debt amount, and having to pay only one low monthly payment, stopping all interest.
While debt consolidation lowers or eliminates your debt, it has a positive impact on your credit score, too. Beyond helping you reduce your number of monthly payments into one payment that is more manageable to keep you on track by not missing any payments that helps to build your credit score.