You can one day be debt-free with the help of EmpireOne Credit. Fill out and submit the "Get A Free Consultation" form. All information you submit is always kept confidential. We want you to feel confident in your options and reduce your fears and frustrations as you move towards financial freedom.
Individuals with bank loans and line of credit can get professional financial help for debt relief in Oshawa. Helping you to reduce or eliminate your debt.
Pending credit card bills? Juggling one credit card to another credit card? We can help you to reduce your credit card debt by up to 80% and stop all interest.
Payday loans may look attractive but with high interest rates, the revolving door seems endless. We can help you to eliminate this payday loan and get debt relief in Oshawa, breaking the cycle of your Payday loan debt.
Feeling the pressure of tax debt to CRA? Let us help you to reduce or eliminate your tax debt. We provide you with solutions that can help you deal with CRA
Annoyed by non-stop calls from creditors and collection agencies? It can be stressful and exhausting but we can assist you in putting an end to all the calls.
Is a wage garnishment affecting your paycheck? EmpireOne Credit can help you put a stop to this with a solution, getting debt relief in Oshawa.
EmpireOne Credit is dedicated to helping clients in the Greater Toronto Area who are struggling with debt and financial hardship. EmpireOne Credit’s passion is derived from the knowledge that the situation isn’t always as bad as it seems. EmpireOne guides their clients toward the best options possible, whether that is a debt consolidation, a consumer proposal or declaring bankruptcy.
Regardless of the path taken, EmpireOne Credit is proud to help clients every step of the way.
Debt consolidation is a form of debt refinancing, taking one loan out to pay off many others. It doesn’t erase the original debt amount, but transfers the amount to a different lender or type of loan. Multiple debts are combined into one, with one monthly payment that includes a lower interest rate, making this easier to pay off the debt consolidation sooner. Debt consolidation is used as a tool to deal with student loan debt, credit card debt, and other liabilities.
Debt Consolidation is a personal loan you apply for in an amount that will pay off all or some of the existing debts that you wish to get paid. The lender will review your credit and verify your income to ensure your qualification. Once the lender approves your loan, the interest rate will be set based on your credit score. The money from the loan will be used to pay off all or some of your existing debts. It can make your life easier as you only have to repay the consolidation loan with a one monthly payment.
Debt consolidation involves taking out one big loan to pay off many small loans while in a consumer proposal, it takes care of all unsecured debts, reduces the debt amount, and having to pay only one low monthly payment, stopping all interest.
While debt consolidation lowers or eliminates your debt, it has a positive impact on your credit score, too. Beyond helping you reduce your number of monthly payments into one payment that is more manageable to keep you on track by not missing any payments that helps to build your credit score.