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Payday Loans

Payday loans can be a convenient, short-term solution when you need money fast for an emergency. PayDay lenders offer this quick and easy loan instantly.

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Relief from Payday Loans

Payday loans can be a convenient, short-term solution in case of an emergency. Lenders offer a quick application process and easy access to money when you need it. Whether you took out a cash advance for this month’s rent, getting your car fixed or for another emergency, a payday loan can be a helpful solution when you have no other option. But payday loans are an expensive way to borrow money. Lenders charge high-interest rates and high fees, especially if you cannot pay the lender back in full on your next payday, leaving you to re-borrow, starting the revolving door.

Trapped in a cycle of debt with payday loans?

Are you stuck in a cycle of short-term loans:

  • Paying astronomical fees to payday lenders?
  • Relying constantly on cash advances to pay your bills?
  • Harassed with collection calls for unpaid loans?
  • Living in fear of legal action for your payday loans?
  • Unsure of how to pay back the lender?
  • Having to re-borrow on every payday?

Getting out of payday loans debt trap on your own can seem impossible. If you cannot pay back your short-term loans and having a lot of NSF charges in your bank account, lenders may send your account to collections, if payments are not made which can affect your credit score and even put you at risk of being sued, garnished wages or a lien on an asset, like a property if you have one. Let us help you break the cycle of high-interest payday loans.

EmpireOne Credit can help you find relief from payday loans

Our debt experts can help you find a path out of the debt you owe!

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Dealing with payday loans on your own may seem challenging! If you’re struggling to pay back payday lenders, our friendly and professional debt experts provide, judgement free advice to help you!

Explore your options to get relief from payday loans in Ontario

Our debt experts will walk you through a personalized solution for your payday loan debt. We can help you decide if a debt consolidation, consumer proposal, or bankruptcy is the best solution for you. We only work for you, not your creditors. Let us guide you to a tailored solution that works for your needs.

Debt Free... Feels Good!

We are with you, every step of the way, to help you get out of debt as quickly as possible!

EmpireOne Credit offers solutions to eliminate payday loans in the GTA and across Ontario.

Our team of debt experts at EmpireOne Credit can help you eliminate an expensive payday loan debt:

  • Personalized Solutions: We help you to decide what is the best solution for getting rid of your unsecured debt, whether it is a debt consolidation, a consumer proposal, or bankruptcy.
  • We work for you: We always put the needs of our clients first, not the creditors.
  • Expert Advice: Our debt experts offer friendly advice to help you become debt-free.
  • Free Consultation: Get financial clarity with a private, friendly, judgement-free debt expert. Our debt experts are available via phone, or video call from 9 am-6 pm Monday-Friday and 10 am-4 pm on Saturday.