468 reviews
250 Consumers Road Suite 810 Toronto, ON M2J4V6

Payday Loans

Payday loans can be a convenient, short-term solution in case of an emergency. Lenders offer a quick application process and easy access to money when you need it

Get a free consultation

Relief from Payday Loans

Payday loans can be a convenient, short-term solution in case of an emergency. Lenders offer a quick application process and easy access to money when you need it. Whether you took out a cash advance for this month’s rent, getting your car fixed or for another emergency, a payday loan can be a helpful solution when you have no other option. But payday loans are an expensive way to borrow money. Lenders charge high-interest rates and high fees, especially if you cannot pay the lender back in full on your next payday, leaving you to re-borrow, starting the revolving door.

Trapped in a cycle of debt with payday loans?

Are you stuck in a cycle of short-term loans:

  • Paying astronomical fees to payday lenders?
  • Relying constantly on cash advances to pay your bills?
  • Harassed with collection calls for unpaid loans?
  • Living in fear of legal action for your payday loans?
  • Unsure of how to pay back the lender?

Getting out of payday loans debt trap on your own can seem impossible. If you cannot pay back your short-term loans, lenders may send your account to collections, it can affect your credit score and even put you at risk of being sued, garnished wages or a lien on your property if you have one. Let us help you break the cycle of high-interest payday loans.

EmpireOne Credit can help you find relief from payday loans

Our credit counsellors can help you find a path out of the debt you owe!

Set up a free consultation

Dealing with payday loans on your own may seem challenging! If you’re struggling to pay back payday lenders, our friendly and professional counsellors provide expert, judgement free advice to help you!

Explore your options to get relief from payday loans in Ontario

Our expert credit counsellors will walk you through a personalized solution for your payday loan debt. We can help you decide if debt consolidation, consumer proposal, or bankruptcy is the best solution for you. We only work for you, not your creditors. Let us guide you to a tailored solution that works for your needs.

Debt Free... Feels Good!

We are with you, every step of the way, to help you get out of debt as quickly as possible!

EmpireOne Credit offers solutions to eliminate payday loans in the GTA and across Ontario.

Our team of credit counsellors at EmpireOne Credit can help you eliminate an expensive payday loan debt:

  • Personalized Solutions: We help you decide the best option to get relief from payday loans - whether debt consolidation, consumer proposal, or bankruptcy.
  • We work for you: We always put the needs of our clients first, not the creditors.
  • Expert Advice: Our professional counsellors offer friendly advice to help you get rid of payday loans.
  • Free Consultation: Get financial clarity with friendly judgement-free, expert advice. Our credit counsellors are available via phone, or video call from 9 am-6 pm Monday-Friday and 10 am-4 pm on Saturday.